Loss Ratio Calculator

Calculate the loss ratio for insurance profitability analysis.

Enter the incurred losses value for this calculation.
$
Money spent or cost incurred.
$
Enter the earned premium value for this calculation.
$

Results

Loss Ratio:
Calculated ratio between values.
-%
LAE Ratio:
Calculated ratio between values.
-%
Total Loss Ratio:
Sum of all calculated values.
-$
Underwriting Result:
Calculated result based on your inputs.
-
Reference: NAIC/ISO Standards.