Life Insurance Premium Estimator

Estimate monthly life insurance premiums based on age, health, and coverage amount.

Flow of electrical charge measured in amperes (A).
years
Age in the specified unit (typically years).
$
Linear measurement in the specified unit.
years
Enter the health class (1=preferred plus, 4=standard) value for this calculation.
Enter the smoker (0=no, 1=yes) value for this calculation.

Results

Estimated Monthly Premium:
Approximate calculated value.
-$
Annual Premium:
Calculated annual premium based on your inputs.
-$
Total Cost Over Term:
Sum of all calculated values.
-$
Reference: NAIC/ISO Standards.