Life Insurance Needs Calculator

Calculate how much life insurance coverage you need based on income, debts, and family expenses.

Money received from work or investments.
$
Time measurement in years.
years
Age in the specified unit (typically years).
$
Money spent or cost incurred.
$
Enter the college fund needed value for this calculation.
$
Age in the specified unit (typically years).
$

Results

Total Insurance Need:
Sum of all calculated values.
-$
Additional Coverage Needed:
Calculated additional coverage needed based on your inputs.
-$
Reference: NAIC/ISO Standards.